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Property owners may apply for grants, loans to cover flood damage

Catawba County Emergency Management received word on the afternoon of August 7, 2013, that North Carolina Governor Patrick McCrory signed a letter granting Catawba County a State Disaster Declaration for Type 1 Individual Assistance, which will provide much needed support to individuals and families following the flash flooding on July 27th that caused major damage to much of the county.

“State Individual Disaster Assistance will provide grants that help eligible homeowners or renters replace their personal property, rent temporary housing, repair or replace their houses and pay for any related medical or dental expenses. The County will set up a disaster assistance center for residents to apply for aid starting at 12 noon tomorrow (Thursday, August 8, 2013), now that we know the Governor’s declaration has been approved ” said Karyn Yaussy, Catawba County Emergency Management Coordinator.

Catawba County Emergency Management has also been notified that Catawba County and the contiguous counties of Alexander, Burke, Caldwell, Iredell and Lincoln in the State of North Carolina have received a United States Small Business Administration (SBA) declaration for flood damage resulting from the flash flooding of July 27, 2013.

The SBA assists individuals and families who have experienced damage to their home or personal property and may be eligible for financial assistance from the SBA even if they do not own a business. Homeowners, renters and/or personal property owners in Catawba County may apply to the SBA for a loan to help them recover from a disaster.

In addition, the SBA Business Physical Disaster Loan program covers disaster losses for businesses not fully covered by insurance including machinery, equipment, pictures, real property, and inventory. 

“We are very grateful that our request for both a State Disaster Declaration and an SBA Disaster Loan Declaration have been approved,” Yaussy said.  “The declarations were made after damage assessors from the SBA and North Carolina Emergency Management toured the damaged areas on July 31, 2013.  The joint assessment demonstrated that Catawba County had at least 25 homes with uninsured losses of 40 percent or more of the estimated fair replacement value or pre-disaster fair market value, whichever is lower, which is the threshold for the declarations.”

From the US SBA, homeowners may apply for loans up to $200,000 to replace or repair their primary residence.  Renters and homeowners may borrow up to $40,000 to replace or repair personal property, such as clothing, furniture, cars and appliances, damaged or destroyed in a disaster. Residents with damage to driveways may be eligible to apply for US SBA assistance.

Businesses that have experienced damage may also be eligible for financial assistance from the SBA.  Businesses of any size and most private nonprofit organizations may apply to the SBA for a loan to recover after a disaster.

Applications for assistance will be accepted at the following location and times:

Disaster Assistance Center

Catawba County Agriculture Resource Center

1175 S Brady Ave

Newton, NC 28658

Items to Bring With You:

  • Proof of home / vehicle ownership (e.g.,deed, tax record, vehicle registration)
  • Proof of residence (e.g., utility bill, front page of bank statement)
  • Proof of insurance (home / auto) Declaration page
  • Copy of driver’s license / state ID
  • Copy of Social Security card
  • Two (2) estimates of physical damage (homeowners only)
  • Photos 

Hours of Operations

Thursday, August 8, 2013                              Noon-6 p.m.

Friday, August 9, 2013                                   9 a.m.-6 p.m.

Saturday, August 10, 2013                             10 a.m.-2 p.m.

Sunday, August 11, 2013                                Closed

Monday, August 12, 2013                              9 a.m.-6 p.m.

Tuesday, August 13, 2013                              9 a.m.-6 p.m.

Wednesday, August 14, 2013                         9 a.m.-6 p.m.

Thursday, August 15, 2013                            9 a.m.-6 p.m.

 

Those who are unable to come to the Disaster Assistance Center may call 800-659-2955 .

Below are the latest figures on damage from the flood as of 8 a.m. on Wednesday, August 7, 2013

 

Category

Properties

Total Damaged Property Registrations

886

Total Damage Assessments Completed

739

Destroyed

4

Major

86

Minor

480

Other

169